Implication of Nevada DUI Conviction on your Insurance

Implication of Nevada DUI Conviction on your Insurance

Facing charges in violation of Nevada DUI laws can be really demanding. Not only do the court proceedings intervene with your regular tasks, it also takes a lot of your effort and personal affairs.

When dealing with a DUI case in Nevada, what hurts the most is your bank account. Even if you are not yet convicted of driving under the influence (DUI), you will still need to pay chemical test fees and reinstatement fees for your driver’s license. Once convicted for the first offense, additional fees shall be imposed on you including alcohol and drug abuse evaluation fees, DUI schools and counseling fees. Aside from that, you still have to pay for the fine that usually ranges from $400 to $1000 as stated in Nevada DUI laws. Take note that these fines are just for the first offense.

All these including attorney’s fees would amount to more than a thousand dollars. To add to those on-the-spot expenses would be the monetary implications once your insurance find out about your conviction. They should find out because DMV would also require you to file an SR-22 Certificate of Liabilities that shall be applicable in three years, again for first offenders. This would mean two things for you. One, your insurance company must have had a policy that would require you to triple your premium payments during those three years. Otherwise, some insurance company does not have policies such as this one and so they will be forced to completely terminate your plans with them. Because of that, you will then have to look for another insurance company and because of your DUI record as against Nevada DUI laws, your new carrier has the option to charge you with more premium for plans that offer less coverage than what you previously had.